Dental Insurance on a broad scale is missing from India's healthcare landscape.
Traditional insurance policies often exclude routine dental procedures, leaving patients with a financial burden. But what if there was a way to make dental care affordable and accessible?
This is where IDDA comes into picture.
IDDA reimagines healthcare with its subscription-based model. It makes dental treatments accessible and convenient for both patients and doctors.
Here is how it works…
Subscribers pay upfront for their chosen treatment directly to onboarded doctors via the IDDA web portal.
Note: IDDA does not provide cashless service. It provides assurance with financial relief by reimbursing a percentage of the treatment cost after 30 days, based on the selected subscription plan and percentage of relief offered on the portal.
“IDDA’s Subscription plans are Simple. Transparent. Tailored to individual patient needs.”
Join IDDA, an initiative that reimagines dental and dermatological care in India with a subscription based model that blends affordable dental and skin care with patient convenience.
How Dental Insurance Covers in India?
Dental insurance in India is less a system and more an afterthought. It is a patchwork of coverage tied to high-premium health plans that cater to emergencies rather than prevention.
This neglect is puzzling when you consider how integral oral health is to overall well-being. Studies have shown links between gum disease and conditions like diabetes or heart disease. Yet we continue to treat dental care as optional.
It is not that we are not aware of the consequences. We avoid regular check-ups because they seem costly or inconvenient until we are forced into action by pain or infection. But what if we could break this cycle? What if dental care was proactive rather than reactive? That is precisely what the IDDA initiative aims to achieve.
Take this Family Plan as an example: For just ₹899 annually, a family of four can share ₹60,000 in reimbursements for treatments ranging from routine cleanings to more complex procedures like full mouth rehabilitation or aligners .
The IDDA initiative is not just affordable. It is transformative. It is a step toward making preventive dental care accessible to all.
How is IDDA Solving the Biggest Gaps in Dental Insurance?
There is an old saying: “You are never fully dressed without a smile.”
But what happens when smiling itself becomes a burden? When toothaches or missing teeth erode your confidence and well-being? Ignoring dental problems doesn’t just affect your mouth, it ripples through your life, impacting everything from your diet to your mental health.
And yet, traditional dental insurance offers little solace.
Its limitations are glaring
1. High premiums
2. Limited coverage and access to quality care.
3. Zero regard for preventive care.
Here again, IDDA emerges as a disruptor. Its business model of partial assurance ensures that its subscribers are not burdened with the entire treatment cost. And can get access to preventive and complicated dental care with ease across India.
Consider Individual plan (Rs 599 p.a): IDDA provides up to ₹60,000 in total yearly reimbursements for treatments capped at ₹3 lakhs. This includes ₹30,000 each allocated for short-term and long-term treatments. For specific procedures like a root canal, you could receive up to ₹2,500 in reimbursement for short-term care or ₹15,000 for long-term treatments. This depends on the percentage listed on IDDA’s web portal or the plan’s cap, whichever is lower.
For example, if the cost of a root canal is ₹10,000, the out of pocket cost for you will range between 7500 to 9000 depending on the percentage mentioned under the doctor’s profile.
In both cases, you are saving money and making your dental treatment more affordable. Reimbursements are processed after 30 days of the payment through IDDA web portal. Subjected to the capped amount.
The Challenges We Face (and How IDDA Addresses Them)
Why is accessing affordable dental care so difficult in India? The reasons are manifold:
1. A lack of standalone dental insurance policies.
2. High costs associated with private clinics.
3. Limited awareness about preventive care.
4. The perception that dental treatments are non-essential luxuries.
These challenges aren’t insurmountable. They are simply systemic. Dental Insurance in India is a product of neglect rather than necessity. And systems can change.
IDDA proves this by addressing each pain point head-on:
1. Offering affordable subscription plans
2. Connecting patients with top-tier specialists and,
3. Creating awareness about oral health through its platform.
But perhaps IDDA’s greatest achievement lies in its simplicity. By eliminating jargon and bureaucracy, it empowers patients to make informed decisions about their care. Decisions based on trust rather than fear.
Quick Glance at IDDA subscription plans
Note:
1. Reimbursements are processed after 30 days based on the percentage listed on the portal and your subscription plan.
2. A 10% processing fee applies to all reimbursements. Payments must be made through IDDA’s website to qualify.
How you must choose a dental coverage plan?
When selecting a plan ask yourself some key questions:
1. Does it cover both routine and emergency treatments?
2. Are there limits on reimbursements?
3. Can I choose my own doctor?
4. Is it affordable for my budget?
With IDDA’s transparent pricing and flexible options, these questions become easier to answer. Whether you are an individual seeking basic coverage or a family looking for comprehensive benefits, there is a plan designed just for you.
Reimagining Dental and Skin healthcare with IDDA
In healthcare, as in life being true to oneself means prioritizing well-being over procrastination or indecision. Dental insurance may still be finding its footing in India, but platforms like IDDA are paving new paths forward. By combining financial relief with patient empowerment, IDDA isn’t just filling gaps, it is redefining how we think about healthcare altogether.
So why wait? Take charge of your smile today and let IDDA guide you every step of the way. Subscribe to IDDA TODAY. Choose a subscription plan that fits your needs and prioritize quality healthcare effortlessly.
Did you like what you read?
Then it is time to stop paying full price for dental and skin care.
With IDDA, you get:
1. Reimbursement on every dental & derma treatment
2. Zero Confusion
3. No paperwork
4. Plans starting at ₹0/year (with reimbursements)
Cover yourself. Your People. Get treated. Reimbursed. Simple. Start your free Subscription TODAY.
If you believe IDDA is making a difference, share your experience in the comments section.
Raise awareness about oral hygiene by sharing this blog.Your friends will thank you for helping them discover better dental and skin care options. Subscribe to IDDA and take the first step toward healthier, happier smiles.
